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When was the last time you shopped online? Approximately 2.64 billion people are shopping online this year. That’s about 1/3 of the global population.
Shopping online can be convenient and fun, but it’s also a playground for cybercriminals to lie their way into your wallets and bank accounts. It’s essential to stay cyber-safe while browsing websites that take your home address and financial information.
Tips to Make Shopping Online Safer:
When shopping online, it’s essential to establish a secure online shopping environment.
For starters, shop on reputable websites. Always look for the padlock icon in the address bar and ensure the site has SSL (Secure Sockets Layer) encryption. To find that out, look for a lock icon near the URL or check if the URL starts with “https://”.
If you’re unsure about a seller, research that vendor thoroughly by checking their reviews and verifying their credibility. Stick to well-known and trusted websites; avoid misspellings or sites using a different top-level domain.
Once you find a trusted website, use strong passwords to secure your new accounts. Each online account should use a different password, which can be stored in an encrypted Password Manager and retrieved securely with just a click! These extensions can also generate alphanumeric passwords with a minimum of 12 characters, significantly enhancing the privacy of your accounts. You should also enable multi-factor authentication whenever possible, as it will prompt additional verification that the person attempting to log into your accounts is truly authorized.
Avoid public Wi-Fi. Avoid shopping online when connected to public Wi-Fi, as it may not be a secure connection. Instead, rely on your cellular data or a Virtual Private Network.
Finally, it’s time to check out with your shopping cart. Protecting your payment and personal information is paramount. Use a credit card or payment service when making a payment. They generally offer better fraud protection than debit cards. Still, it is essential to regularly monitor your bank and credit card statements for any unauthorized activity.
Limit the personal information you share during checkout to only what is strictly necessary. If the checkout questions look suspicious, take a moment to reassess the seller’s validity. When buying a lovely painting, why does the vendor need to know your date of birth or your mother’s maiden name?
Be cautious and vigilant when shopping online! It could save your wallet.
If You Fall for an Online Scam:
Although we recommend following these tips for the most secure online shopping experience possible, mistakes can still occur. Here’s how to minimize the damage if you fall victim to an online shopping scam.
Keep your operating system, browser, and antivirus software up to date with the latest security patches. This will ensure your devices have the latest security updates and are protected from zero-day attacks.
Be vigilant about phishing attempts, which are fraudulent messages designed to steal personal information. Third-party sellers may offer you discounted or scalped concert tickets; you might want to buy a gift on Etsy or a chair on Facebook Marketplace. Beware of too-good-to-be-true deals. Extremely low prices or unbelievable offers might be a sign of a scam!
Stay vigilant and stay better protected.
Online purchasing scams are on the rise. Taking precautions with your online vendors, carefully reviewing shopping e-marketplaces, and vetting sellers through verified customer reviews will significantly enhance your online shopping experience and protect your finances from potential trouble. Staying informed and cautious can go a long way in protecting your personal and financial information online.
Happy (and safe) shopping!
At Commonwealth Sentinel, we can assess your existing IT security and collaborate with your team to enhance it. We can also provide a complete source of services. At Commonwealth Sentinel, we stay focused on cyber security so you can focus on other things. Contact us today or sign up for a free consultation.
At Commonwealth Sentinel, we stay focused on cyber security so you can focus on other things.